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Wednesday, August 10, 2005
Posted
2:56 PM
by Creditwrench
Topics in this digest: 1. Re: re: non judicial foreclosure law....DOESN'T LOOK GOOD FOR ME... From: Dru Knight 2. Re: 3rd party debt collector and the National Arbitration Forum From: "Bill Bauer" 3. Re: re: non judicial foreclosure law....DOESN'T LOOK GOOD FOR ME... From: "rs" 4. Re: non judicial foreclosure law....DOESN'T LOOK GOOD FOR ME... From: "Bill Bauer" 5. Re: non judicial foreclosure law....DOESN'T LOOK GOOD FOR ME... From: "Bill Bauer" 6. Re: 3rd party debt collector and the National Arbitration Forum From: "eelimak" 7. Re: 3rd party debt collector and the National Arbitration Forum From: "Bill Bauer" ceo@creditwrench.com druspews Message: 2 Date: Tue, 09 Aug 2005 19:23:39 -0000 From: "Bill Bauer" Subject: Re: 3rd party debt collector and the National Arbitration Forum If-then arguments may sound logical as yours does but where do we find the basis for request for validation? We find it in FDCPA, not in an if-then argument. So what is a request for validation? It is not a dispute but rather a demand for the information that one needs to formulate a dispute in the event one might be able to find something to dispute. A request for validation cannot be considered a dispute unless it disputes something in particular or contains a statement that you dispute the debt and each and every part thereof. Disputes must be accompanied by a reasonable argument stating why you dispute the debt or some portion thereof and the presentment of some reasonable argument to support your dispute. Otherwise it will be seen as nothing more than a ruse to try to get out of paying what you justly and reasonably owe. You can argue all the presentments, demands, defaults, notarial protests and whatever you like and what is going to happen in court is that the smart-alec lawyer will get up and loudly proclaim that you got all that junk off the internet and the judge's eyeballs will suddenly glaze over and roll heavenward. After that it will make absolutely no difference what you say. Trying to get judges to understand FDCPA is bad enough, let alone trying to explain presentments, notary sojaks and other popular internet arguments. The only way to win is to present arguments that the judge has a crying chance of understanding. In order to do that you must understand the causes of action, the rules of civil procedure and the rules of evidence. Anything else is off the wall and out to lunch no matter how good it may sound. Dru Knight > Bill: > If everything that we recieve is a > presentment, then the request for validation is a > contract offer if written as one and they would > be in dishonor removing standing? dru Message: 4 Date: Wed, 10 Aug 2005 16:12:16 -0000 From: "Bill Bauer" Subject: Re: non judicial foreclosure law....DOESN'T LOOK GOOD FOR ME... Would you mind telling us which one of Richard Cornforth's books explains that strategy? Charlie Girl: > This is just a thought try filing an invoice > for the amount of the foreclosure and aking the > judge to pay it from the court bond or do an > afv/rfv on any presentment they made to > you....dru Message: 6 Date: Wed, 10 Aug 2005 18:55:44 -0000 From: "eelimak" Subject: Re: 3rd party debt collector and the National Arbitration Forum Good info Bill, That is my strategy. I have a trial on Friday. Message: 7 Date: Wed, 10 Aug 2005 20:35:24 -0000 From: "Bill Bauer" Subject: Re: 3rd party debt collector and the National Arbitration Forum I do hope that you have filed a good countersuit, made them answer a good and valid set of admissions and interrogatories as well as having filed some motions to dismiss such as quite possibly a motion to dismiss on grounds that the plaintiff is not the party of real interest. I also hope that you called the "plaintiff" and asked them if it would be possible to pay the account in full before you filed the motion so that you knew whether or not they really were the party of real interest in the case. Filing a motion on those grounds can be fruitful because it catches them off balance. Once that motion is filed they have to scurry around and get a notarized power of attorney or produce the assignment in order to prove that they are the party of real interest in the case. It's either that or get their case dismissed for them. They can also prove that they are the party of real interest by proving that they bought the note but if they bring the suit in the name of the bank and they have bought the note and filed in the name of the bank then it is a false lawsuit. If they bought the note then they have to file in their own name, not the name of the bank and prove the sale. That exposes how much they paid for the debt and they usually don't want to do that very badly either. That can be very embarassing to them. How about that affidavit of the supposed expert? Did you question that? I hope so. Tell us what motions and courtersuits and the like you filed in the case. Tell us how you answered the complaint. Lets see if we can get some learning going on around here.
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