Posted 10:34 AM by Creditwrench

Here is a list of questions that a certain Yahoo group is telling it's
members they ought to use when questioning witnesses in a credit card
case.

Some are good and some are bad. Just for fun and practice which ones do you think are bad and why?

1. Is it your testimony "Any Company" is a Delaware Corporation? Yes or no.

Is that an arbitrary opinion? Yes or no?

So it's based on facts currently within your knowledge? Yes or no.

Factually what is a Delaware Corporation?

Remember we are trying to set up the witness to contradict themselves or get the judge to sustain an objection from the Plaintiff's attorney their witness is not able/competent to testify. Or show the witness doesn't have firsthand knowledge of the account. Or "Any Company" didn't follow the law. When this happens, ask for all the testimony to be stricken.

2. Is it your testimony that as a Delaware Corporation "Any Company" is subject to the "Title 5 Section 1503 Minimum Books and Records for Credit Card Institutions" banking regulations of the State of Delaware? Yes or no.

Is that an arbitrary opinion? Yes or no.

So it's based on facts currently within your knowledge? Yes or no.

Factually what is the State of Delaware?

Remember we are trying to set up the witness to contradict themselves or get the judge to sustain an objection from the Plaintiff's attorney their witness is not able/competent to testify. Or show the witness doesn't have firsthand knowledge of the account. Or "Any Company" didn't follow the law. When this happens, ask for all the testimony to be stricken.

3. Is it your testimony "Any Company" performed Audit Reports as specified in Title 5 Section 1503 3.2? Yes or no.

Is that an arbitrary opinion? Yes or no?

So it's based on facts currently within your knowledge? Yes or no.

4. Factually what is an Audit?

Remember we are trying to set up the witness to contradict themselves or get the judge to sustain an objection from the Plaintiff's attorney their witness is not able/competent to testify. Or show the witness doesn't have firsthand knowledge of the account. Or "Any Company" didn't follow the law. When this happens, ask for all the testimony to be stricken.

Is it your testimony "Any Company" kept transaction journals as specified in Title 5 Section 1503 4.3? Yes or no.

Is that an arbitrary opinion? Yes or no?

So it's based on facts currently within your knowledge? Yes or no.

5. Factually what is a transaction journal?

Remember we are trying to set up the witness to contradict themselves or get the judge to sustain an objection from the Plaintiff's attorney their witness is not able/competent to testify. Or show the witness doesn't have firsthand knowledge of the account. Or "Any Company" didn't follow the law. When this happens, ask for all the testimony to be stricken.

6. Is it your testimony "Any Company" kept general ledger records as specified in Title 5 Section 1503 4.3? Yes or no.

Is that an arbitrary opinion? Yes or no?

So it's based on facts currently within your knowledge? Yes or no.

7. Factually what is a general ledger?

Remember we are trying to set up the witness to contradict themselves or get the judge to sustain an objection from the Plaintiff's attorney their witness is not able/competent to testify. Or show the witness doesn't have firsthand knowledge of the account. Or "Any Company" didn't follow the law. When this happens, ask for all the testimony to be stricken.

8. Is it your testimony "Any Company" kept Customer Applications as specified in Title 5 Section 1503 7.1? Yes or no.

Is that an arbitrary opinion? Yes or no?

So it's based on facts currently within your knowledge? Yes or no.

9. Factually what is a Customer Application?

Remember we are trying to set up the witness to contradict themselves or get the judge to sustain an objection from the Plaintiff's attorney their witness is not able/competent to testify. Or show the witness doesn't have firsthand knowledge of the account. Or "Any Company" didn't follow the law. When this happens, ask for all the testimony to be stricken.

10. Is it your testimony "Any Company" kept Customer Correspondence as specified in Title 5 Section 1503 7.3? Yes or no.

Is that an arbitrary opinion? Yes or no?

So it's based on facts currently within your knowledge? Yes or no.

11. Factually what is Customer Correspondence?

Remember we are trying to set up the witness to contradict themselves or get the judge to sustain an objection from the Plaintiff's attorney their witness is not able/competent to testify. Or show the witness doesn't have firsthand knowledge of the account. Or "Any Company" didn't follow the law. When this happens, ask for all the testimony to be stricken.

Is it your testimony "Any Company" kept Credit Files as specified in Title 5 Section 1503 7.4? Yes or no.

Is that an arbitrary opinion? Yes or no?

So it's based on facts currently within your knowledge? Yes or no.

12. Factually what is a Credit File? <>Remember we are trying to set up the witness to contradict themselves or get the judge to sustain an objection from the Plaintiff's attorney their witness is not able/competent to testify. Or show the witness doesn't have firsthand knowledge of the account. Or "Any Company" didn't follow the law. When this happens, ask for all the testimony to be stricken.

Is it your testimony "Any Company" kept a Trial Balance as specified in Title 5 Section 1503 7.5? Yes or no.

Is that an arbitrary opinion? Yes or no?

So it's based on facts currently within your knowledge? Yes or no.

13. Factually what is a Trial Balance?

Remember we are trying to set up the witness to contradict themselves or get the judge to sustain an objection from the Plaintiff's attorney their witness is not able/competent to testify. Or show the witness doesn't have firsthand knowledge of the account. Or "Any Company" didn't follow the law. When this happens, ask for all the testimony to be stricken.

Is it your testimony "Any Company" kept a Delinquency Report as specified in Title 5 Section 1503 7.6? Yes or no.

14. Is that an arbitrary opinion? Yes or no?

So it's based on facts currently within your knowledge? Yes or no.

15. Factually what is a Delinquency Report?

Remember we are trying to set up the witness to contradict themselves or get the judge to sustain an objection from the Plaintiff's attorney their witness is not able/competent to testify. Or show the witness doesn't have firsthand knowledge of the account. Or "Any Company" didn't follow the law. When this happens, ask for all the testimony to be stricken.

Is it your testimony "Any Company" kept Card Holder Agreements as specified in Title 5 Section 1503 7.7? Yes or no.

Is that an arbitrary opinion? Yes or no?

So it's based on facts currently within your knowledge? Yes or no.

16. Factually what is a Card Holder Agreement?

Remember we are trying to set up the witness to contradict themselves or get the judge to sustain an objection from the Plaintiff's attorney their witness is not able/competent to testify. Or show the witness doesn't have firsthand knowledge of the account. Or "Any Company" didn't follow the law. When this happens, ask for all the testimony to be stricken.

Is it your testimony "Any Company" kept Statements as specified in Title 5 Section 1503 7.9? Yes or no.

Is that an arbitrary opinion? Yes or no?

So it's based on facts currently within your knowledge? Yes or no.

17. Factually what is a Statement?

Remember we are trying to set up the witness to contradict themselves or get the judge to sustain an objection from the Plaintiff's attorney their witness is not able/competent to testify. Or show the witness doesn't have firsthand knowledge of the account. Or "Any Company" didn't follow the law. When this happens, ask for all the testimony to be stricken.

Is it your testimony "Any Company" kept Transaction Journals as specified in Title 5 Section 1503 7.9? Yes or no.

Is that an arbitrary opinion? Yes or no?

So it's based on facts currently within your knowledge? Yes or no.

18. Factually what is a Transaction Journal?

Remember we are trying to set up the witness to contradict themselves or get the judge to sustain an objection from the Plaintiff's attorney their witness is not able/competent to testify. Or show the witness doesn't have firsthand knowledge of the account. Or "Any Company" didn't follow the law. When this happens, ask for all the testimony to be stricken.

Is it your testimony "Any Company" kept Record of Extensions of Credit over $5,000.00 as specified in Title 5 Section 1503 7.11? Yes or no.

Is that an arbitrary opinion? Yes or no?

So it's based on facts currently within your knowledge? Yes or no.

19. Factually what is a Record of Extensions of Credit over $5,000.00?

Remember we are trying to set up the witness to contradict themselves or get the judge to sustain an objection from the Plaintiff's attorney their witness is not able/competent to testify. Or show the witness doesn't have firsthand knowledge of the account. Or "Any Company" didn't follow the law. When this happens, ask for all the testimony to be stricken.

20. Is it your testimony "Any Company" kept Collection Letters as specified in Title 5 Section 1503 7.12? Yes or no.

Is that an arbitrary opinion? Yes or no?

So it's based on facts currently within your knowledge? Yes or no.

20. Factually what is a Collection Letter?

Remember we are trying to set up the witness to contradict themselves or get the judge to sustain an objection from the Plaintiff's attorney their witness is not able/competent to testify. Or show the witness doesn't have firsthand knowledge of the account. Or "Any Company" didn't follow the law. When this happens, ask for all the testimony to be stricken.

Is it your testimony I owe "Any Company" money? Yes or no.

Is that an arbitrary opinion? Yes or no.

So it's based on facts currently within your knowledge? Yes or no.

21. Factually what is money?

Remember we are trying to set up the witness to contradict themselves or get the judge to sustain an objection from the Plaintiff's attorney their witness is not able/competent to testify. Or show the witness doesn't have firsthand knowledge of the account. Or "Any Company" didn't follow the law. When this happens, ask for all the testimony to be stricken.

Is it your testimony the Audited Credit Card records of account number from "Any Company" show I owe "Any Company" money? Yes or no.

Is that an arbitrary opinion? Yes or no.

So it's based on facts currently within your knowledge? Yes or no.

22.Factually where are the Audited records?

23. Did you audit the records? Yes or no.

24. Why aren't those Audited records here today?

Remember we are trying to set up the witness to contradict themselves or get the judge to sustain an objection from the Plaintiff's attorney their witness is not able/competent to testify. Or show the witness doesn't have firsthand knowledge of the account. Or "Any Company" didn't follow the law. When this happens, ask for all the testimony to be stricken.

Is it your testimony the Transaction Journals of account number from "Any Company" show I owe "Any Company" money? Yes or no.

Is that an arbitrary opinion? Yes or no.

So it's based on facts currently within your knowledge? Yes or no.

25. Did you create the Transaction Journals? Yes or no.

26. Factually where are the Transaction Journals?

27. Why aren't those Transaction Journals here today?

Remember we are trying to set up the witness to contradict themselves or get the judge to sustain an objection from the Plaintiff's attorney their witness is not able/competent to testify. Or show the witness doesn't have firsthand knowledge of the account. Or "Any Company" didn't follow the law.

28. Is it your testimony the General Ledger records of account number from "Any Company" show I owe "Any Company" money? Yes or no.

Is that an arbitrary opinion? Yes or no.

So it's based on facts currently within your knowledge? Yes or no.

29. Did you create the General Ledger records? Yes or no.

30. Factually where are the General Ledger records?

31. Why aren't those records here today?

Remember we are trying to set up the witness to contradict themselves or get the judge to sustain an objection from the Plaintiff's attorney their witness is not able/competent to testify. Or show the witness doesn't have firsthand knowledge of the account. Or "Any Company" didn't follow the law. When this happens, ask for all the testimony to be stricken.

32. Is it your testimony the Trial Balance of account number from "Any Company" show I owe "Any Company" money? Yes or no.

Is that an arbitrary opinion? Yes or no.
So it's based on facts currently within your knowledge? Yes or no.

33. Did you create the Trial Balance? Yes or no.

34. Factually where are the Trial Balance records?

35. Why aren't those Trial Balance records here today?

Remember we are trying to set up the witness to contradict themselves or get the judge to sustain an objection from the Plaintiff's attorney their witness is not able/competent to testify. Or show the witness doesn't have firsthand knowledge of the account. Or "Any Company" didn't follow the law. When this happens, ask for all the testimony to be stricken.

Is it your testimony 15 USC 1566(a) as passed by Congress allows a consumer to dispute the Statements? Yes or no.

Is that an arbitrary opinion? Yes or no?

So it's based on facts currently within your knowledge? Yes or no.

36. Factually what is a law?

Remember we are trying to set up the witness to contradict themselves or get the judge to sustain an objection from the Plaintiff's attorney their witness is not able/competent to testify. Or show the witness doesn't have firsthand knowledge of the account. Or "Any Company" didn't follow the law. When this happens, ask for all the testimony to be stricken.

Is it your testimony "Any Company" provided instructions on the back of the Credit Card Statements to dispute errors on the Credit Card Statement? Yes or no.

Is that an arbitrary opinion? Yes or no?

So it's based on facts currently within your knowledge? Yes or no.

37. If a Credit Card Statement is disputed, what records are used to verify the accuracy of the Credit Card statement?

38. Why aren't those records here today?

Remember we are trying to set up the witness to contradict themselves or get the judge to sustain an objection from the Plaintiff's attorney their witness is not able/competent to testify. Or show the witness doesn't have firsthand knowledge of the account. Or "Any Company" didn't follow the law. When this happens, ask for all the testimony to be stricken.

39. Is it your testimony the Statements of account number from "Any Company" show I owe "Any Company" money? Yes or no.

Is that an arbitrary opinion? Yes or no.

So it's based on facts currently within your knowledge? Yes or no.

40. Factually what records were used to verify the Statements are correct?

Did you use those records to verify the accuracy of the Statements? Yes or no.

Why aren't those records here today?

Remember we are trying to set up the witness to contradict themselves or get the judge to sustain an objection from the Plaintiff's attorney their witness is not able/competent to testify. Or show the witness doesn't have firsthand knowledge of the account. Or "Any Company" didn't follow the law. When this happens, ask for all the testimony to be stricken

Is it your testimony "Any Company" is a Delaware Corporation? Yes or no.

Is that an arbitrary opinion? Yes or no?

So it's based on facts currently within your knowledge? Yes or no.

42. Factually what is a Delaware Corporation?

Remember we are trying to set up the witness to contradict themselves or get the judge to sustain an objection from the Plaintiff's attorney their witness is not able/competent to testify. Or show the witness doesn't have firsthand knowledge of the account. Or "Any Company" didn't follow the law. When this happens, ask for all the testimony to be stricken.

43. Is it your testimony that as a Delaware Corporation "Any Company" is subject to the "Title 5 Section 1503 Minimum Books and Records for Credit Card Institutions" banking regulations of the State of Delaware? Yes or no.

Is that an arbitrary opinion? Yes or no.

So it's based on facts currently within your knowledge? Yes or no.

44. Factually what is the State of Delaware?

Remember we are trying to set up the witness to contradict themselves or get the judge to sustain an objection from the Plaintiff's attorney their witness is not able/competent to testify. Or show the witness doesn't have firsthand knowledge of the account. Or "Any Company" didn't follow the law. When this happens, ask for all the testimony to be stricken.

Is it your testimony "Any Company" performed Audit Reports as specified in Title 5 Section 1503 3.2? Yes or no.

Is that an arbitrary opinion? Yes or no?

So it's based on facts currently within your knowledge? Yes or no.

45. Factually what is an Audit?

Remember we are trying to set up the witness to contradict themselves or get the judge to sustain an objection from the Plaintiff's attorney their witness is not able/competent to testify. Or show the witness doesn't have firsthand knowledge of the account. Or "Any Company" didn't follow the law. When this happens, ask for all the testimony to be stricken.

46. Is it your testimony "Any Company" kept transaction journals as specified in Title 5 Section 1503 4.3? Yes or no.

Is that an arbitrary opinion? Yes or no?

So it's based on facts currently within your knowledge? Yes or no.

47. Factually what is a transaction journal?

Remember we are trying to set up the witness to contradict themselves or get the judge to sustain an objection from the Plaintiff's attorney their witness is not able/competent to testify. Or show the witness doesn't have firsthand knowledge of the account. Or "Any Company" didn't follow the law. When this happens, ask for all the testimony to be stricken.

Is it your testimony "Any Company" kept general ledger records as specified in Title 5 Section 1503 4.3? Yes or no.

Is that an arbitrary opinion? Yes or no?

So it's based on facts currently within your knowledge? Yes or no.

48. Factually what is a general ledger?

Remember we are trying to set up the witness to contradict themselves or get the judge to sustain an objection from the Plaintiff's attorney their witness is not able/competent to testify. Or show the witness doesn't have firsthand knowledge of the account. Or "Any Company" didn't follow the law. When this happens, ask for all the testimony to be stricken.

Is it your testimony "Any Company" kept Customer Applications as specified in Title 5 Section 1503 7.1? Yes or no.

Is that an arbitrary opinion? Yes or no?

So it's based on facts currently within your knowledge? Yes or no.

49. Factually what is a Customer Application?

Remember we are trying to set up the witness to contradict themselves or get the judge to sustain an objection from the Plaintiff's attorney their witness is not able/competent to testify. Or show the witness doesn't have firsthand knowledge of the account. Or "Any Company" didn't follow the law. When this happens, ask for all the testimony to be stricken.

50. Is it your testimony "Any Company" kept Customer Correspondence as specified in Title 5 Section 1503 7.3? Yes or no.

Is that an arbitrary opinion? Yes or no?

So it's based on facts currently within your knowledge? Yes or no.

51. Factually what is Customer Correspondence?

Remember we are trying to set up the witness to contradict themselves or get the judge to sustain an objection from the Plaintiff's attorney their witness is not able/competent to testify. Or show the witness doesn't have firsthand knowledge of the account. Or "Any Company" didn't follow the law. When this happens, ask for all the testimony to be stricken.

Is it your testimony "Any Company" kept Credit Files as specified in Title 5 Section 1503 7.4? Yes or no.

Is that an arbitrary opinion? Yes or no?
So it's based on facts currently within your knowledge? Yes or no.

52. Factually what is a Credit File?

Remember we are trying to set up the witness to contradict themselves or get the judge to sustain an objection from the Plaintiff's attorney their witness is not able/competent to testify. Or show the witness doesn't have firsthand knowledge of the account. Or "Any Company" didn't follow the law. When this happens, ask for all the testimony to be stricken.

53. Is it your testimony "Any Company" kept a Trial Balance as specified in Title 5 Section 1503 7.5? Yes or no.

Is that an arbitrary opinion? Yes or no?

So it's based on facts currently within your knowledge? Yes or no.

54. Factually what is a Trial Balance?

Remember we are trying to set up the witness to contradict themselves or get the judge to sustain an objection from the Plaintiff's attorney their witness is not able/competent to testify. Or show the witness doesn't have firsthand knowledge of the account. Or "Any Company" didn't follow the law. When this happens, ask for all the testimony to be stricken.

55. Is it your testimony "Any Company" kept a Delinquency Report as specified in Title 5 Section 1503 7.6? Yes or no.

Is that an arbitrary opinion? Yes or no?

So it's based on facts currently within your knowledge? Yes or no.

<>Factually what is a Delinquency Report?

Remember we are trying to set up the witness to contradict themselves or get the judge to sustain an objection from the Plaintiff's attorney their witness is not able/competent to testify. Or show the witness doesn't have firsthand knowledge of the account. Or "Any Company" didn't follow the law. When this happens, ask for all the testimony to be stricken

56. Is it your testimony "Any Company" kept Card Holder Agreements as specified in Title 5 Section 1503 7.7? Yes or no.

Is that an arbitrary opinion? Yes or no?

So it's based on facts currently within your knowledge? Yes or no.

57. Factually what is a Card Holder Agreement?

Remember we are trying to set up the witness to contradict themselves or get the judge to sustain an objection from the Plaintiff's attorney their witness is not able/competent to testify. Or show the witness doesn't have firsthand knowledge of the account. Or "Any Company" didn't follow the law. When this happens, ask for all the testimony to be stricken.

58. Is it your testimony "Any Company" kept Statements as specified in Title 5 Section 1503 7.9? Yes or no.

Is that an arbitrary opinion? Yes or no?

So it's based on facts currently within your knowledge? Yes or no.

59. Factually what is a Statement?

Remember we are trying to set up the witness to contradict themselves or get the judge to sustain an objection from the Plaintiff's attorney their witness is not able/competent to testify. Or show the witness doesn't have firsthand knowledge of the account. Or "Any Company" didn't follow the law. When this happens, ask for all the testimony to be stricken.

60. Is it your testimony "Any Company" kept Transaction Journals as specified in Title 5 Section 1503 7.9? Yes or no.

Is that an arbitrary opinion? Yes or no?

So it's based on facts currently within your knowledge? Yes or no.

61. Factually what is a Transaction Journal?

Remember we are trying to set up the witness to contradict themselves or get the judge to sustain an objection from the Plaintiff's attorney their witness is not able/competent to testify. Or show the witness doesn't have firsthand knowledge of the account. Or "Any Company" didn't follow the law. When this happens, ask for all the testimony to be stricken.


62. Is it your testimony "Any Company" kept Record of Extensions of Credit over $5,000.00 as specified in Title 5 Section 1503 7.11? Yes or no.

Is that an arbitrary opinion? Yes or no?

So it's based on facts currently within your knowledge? Yes or no.

63. Factually what is a Record of Extensions of Credit over $5,000.00?

Remember we are trying to set up the witness to contradict themselves or get the judge to sustain an objection from the Plaintiff's attorney their witness is not able/competent to testify. Or show the witness doesn't have firsthand knowledge of the account. Or "Any Company" didn't follow the law. When this happens, ask for all the testimony to be stricken.

64. Is it your testimony "Any Company" kept Collection Letters as specified in Title 5 Section 1503 7.12? Yes or no.

Is that an arbitrary opinion? Yes or no?

So it's based on facts currently within your knowledge? Yes or no.

65. Factually what is a Collection Letter?

Remember we are trying to set up the witness to contradict themselves or get the judge to sustain an objection from the Plaintiff's attorney their witness is not able/competent to testify. Or show the witness doesn't have firsthand knowledge of the account. Or "Any Company" didn't follow the law. When this happens, ask for all the testimony to be stricken.

Is it your testimony I owe "Any Company" money? Yes or no.

Is that an arbitrary opinion? Yes or no.

So it's based on facts currently within your knowledge? Yes or no.

66. Factually what is money?

Remember we are trying to set up the witness to contradict themselves or get the judge to sustain an objection from the Plaintiff's attorney their witness is not able/competent to testify. Or show the witness doesn't have firsthand knowledge of the account. Or "Any Company" didn't follow the law. When this happens, ask for all the testimony to be stricken.

67. Is it your testimony the Audited Credit Card records of account number from "Any Company" show I owe "Any Company" money? Yes or no.

Is that an arbitrary opinion? Yes or no.

So it's based on facts currently within your knowledge? Yes or no.

68. Factually where are the Audited records?

Did you audit the records? Yes or no.

69. Why aren't those Audited records here today?

Remember we are trying to set up the witness to contradict themselves or get the judge to sustain an objection from the Plaintiff's attorney their witness is not able/competent to testify. Or show the witness doesn't have firsthand knowledge of the account. Or "Any Company" didn't follow the law. When this happens, ask for all the testimony to be stricken.

70. Is it your testimony the Transaction Journals of account number from "Any Company" show I owe "Any Company" money? Yes or no.

Is that an arbitrary opinion? Yes or no.

So it's based on facts currently within your knowledge? Yes or no.

71. Did you create the Transaction Journals? Yes or no.

72. Factually where are the Transaction Journals?

73. Why aren't those Transaction Journals here today?

Remember we are trying to set up the witness to contradict themselves or get the judge to sustain an objection from the Plaintiff's attorney their witness is not able/competent to testify. Or show the witness doesn't have firsthand knowledge of the account. Or "Any Company" didn't follow the law.

74. Is it your testimony the General Ledger records of account number from "Any Company" show I owe "Any Company" money? Yes or no.

Is that an arbitrary opinion? Yes or no.

So it's based on facts currently within your knowledge? Yes or no.

Did you create the General Ledger records? Yes or no.

75. Factually where are the General Ledger records?

76. Why aren't those records here today?

Remember we are trying to set up the witness to contradict themselves or get the judge to sustain an objection from the Plaintiff's attorney their witness is not able/competent to testify. Or show the witness doesn't have firsthand knowledge of the account. Or "Any Company" didn't follow the law. When this happens, ask for all the testimony to be stricken.

Is it your testimony the Trial Balance of account number from "Any Company" show I owe "Any Company" money? Yes or no.

77. Is that an arbitrary opinion? Yes or no.

So it's based on facts currently within your knowledge? Yes or no.

78. Did you create the Trial Balance? Yes or no.

79, Factually where are the Trial Balance records?

Why aren't those Trial Balance records here today?

Remember we are trying to set up the witness to contradict themselves or get the judge to sustain an objection from the Plaintiff's attorney their witness is not able/competent to testify. Or show the witness doesn't have firsthand knowledge of the account. Or "Any Company" didn't follow the law. When this happens, ask for all the testimony to be stricken.

80.Is it your testimony 15 USC 1566(a) as passed by Congress allows a consumer to dispute the Statements? Yes or no.

Is that an arbitrary opinion? Yes or no?

So it's based on facts currently within your knowledge? Yes or no.

81. Factually what is a law?

Remember we are trying to set up the witness to contradict themselves or get the judge to sustain an objection from the Plaintiff's attorney their witness is not able/competent to testify. Or show the witness doesn't have firsthand knowledge of the account. Or "Any Company" didn't follow the law. When this happens, ask for all the testimony to be stricken

82. Is it your testimony "Any Company" provided instructions on the back of the Credit Card Statements to dispute errors on the Credit Card Statement? Yes or no.

Is that an arbitrary opinion? Yes or no?

So it's based on facts currently within your knowledge? Yes or no.

83. If a Credit Card Statement is disputed, what records are used to verify the accuracy of the Credit Card statement?

84. Why aren't those records here today?

Remember we are trying to set up the witness to contradict themselves or get the judge to sustain an objection from the Plaintiff's attorney their witness is not able/competent to testify. Or show the witness doesn't have firsthand knowledge of the account. Or "Any Company" didn't follow the law. When this happens, ask for all the testimony to be stricken.

85. Is it your testimony the Statements of account number from "Any Company" show I owe "Any Company" money? Yes or no.

Is that an arbitrary opinion? Yes or no.

So it's based on facts currently within your knowledge? Yes or no.

86. Factually what records were used to verify the Statements are correct?

88. Did you use those records to verify the accuracy of the Statements? Yes or no.

89.Why aren't those records here today?

Remember we are trying to set up the witness to contradict themselves or get the judge to sustain an objection from the Plaintiff's attorney their witness is not able/competent to testify. Or show the witness doesn't have firsthand knowledge of the account. Or "Any Company" didn't follow the law. When this happens, ask for all the testimony to be stricken.

If you would like to answer any of the above please do so by clicking on this link and join the groups.yahoo.com/group/Cornforth-Strategies/ group.